Making Home Affordable free information to see if you qualify for refinancing or modification of your mortgage:

Arizona Mortgage Foreclosure Hotline: 1877-448-1211

Phoenix Associates of Realtors:

Community Housing Resources:

Go to City of Phoenix's website for more info re: foreclosures (answers a lot of questions).
"Foreclosure What you Need to Know":

For government assistance re: home loan modifications, contact: 1-888-995-HOPE or or click here:
The Hope Now alliance was coordinated by the Deparmtment of Housing and Urban Development.